About Me
I believe in the saying "It's not special to be special, it's special to be simple."
Therefore, there's nothing extra-ordinary about me.
I am just one of those crores of common men in India who live one day at a time. I receive immense happiness by just observing a sunrise, munching a Wada Pav with a cutting chai, laughing at a silly joke, roaming in the lanes and by-lanes of Dadar, traveling in BEST buses and local trains, etc.
I am not at all interested in all those so-called luxuries of life. I am happy and satisfied being a common man and will continue to be one till the rest of my life.
Thanks for visiting my blog. Feel free to comment and debate on anything.
God bless 
April 18th, 2011 - 10:48
Dear Editor,
I would like to introduce myself as K.Ramalingam MBA (Finance) and CERTIFIED FINANCIAL PLANNER. I am the founder and Director of Holistic Investment Planners Pvt Ltd., Chennai. (A financial planning and wealth management company).
I would like to contribute a few articles or interviews or contents related to personal finance for your website/blog which can really give a fresh and diversified experience to your audience. Already i have contributed around 20 articles related to personal finance in Rediff.com. Please click the links to read on those articles.
9.11.10
3 Simple Steps to Become RICHER by next Diwali
http://getahead.rediff.com/slide-show/2010/nov/09/slide-show-1-money-how-to-becom-richer-by-next-diwali.htm
1.11.10
Unusual Diwali gifts for your child and parents
http://getahead.rediff.com/slide-show/2010/nov/01/slide-show-1-money-unusual-gifts-for-your-family-and-friends-this-diwali.htm
28.10.10
Protect your money, avoid this investment mistake
http://getahead.rediff.com/slide-show/2010/oct/28/slide-show-1-money-investment-mistake-to-avoid.htm
21.10.10
8 popular investment myths debunked
http://getahead.rediff.com/slide-show/2010/oct/21/slide-show-1-money-eight–investment-myths-debunked.htm
19.10.10
Simple steps to retire young and wealthy
http://getahead.rediff.com/slide-show/2010/oct/19/slide-show-1-money-how-to-retire-sooner-and-richer.htm
14.10.10
Money and self-control: Spend smart, save more
http://getahead.rediff.com/slide-show/2010/oct/14/slide-show-1-money-control-emotions-spend-smarter-and-save-more.htm
8.10.10
11 ways to get out of debt, stay out of debt
http://getahead.rediff.com/slide-show/2010/oct/08/slide-show-1-money-how-to-become-debt-free.htm
6.10.10
10 smart tips to plan your retirement
http://getahead.rediff.com/slide-show/2010/oct/06/slide-show-1-money-ten-smart-tips-to-plan-your-retirement.htm
17.9.10
All you wanted to know about company fixed deposits
http://getahead.rediff.com/slide-show/2010/sep/17/slide-show-1-money-dummys-guide-to-investing-in-company-fixed-deposits.htm
31.08.2010
The dos and don’ts of buying a mediclaim policy
http://getahead.rediff.com/slide-show/2010/aug/31/slide-show-1-money-dos-and-donts-of-buying-mediclaim.htm
25.08.2010
Save tax, make money: Invest in ELSS mutual funds
http://getahead.rediff.com/slide-show/2010/aug/25/slide-show-1-money-mutua-fund-equity-linked-saving-schemes.htm
2.07.10
A step-by-step guide to your first financial plan
http://getahead.rediff.com/slide-show/2010/jul/02/slide-show-1-money-guide-to-financial-planning.htm
1.06.2010
The risks of delaying financial decisions
http://getahead.rediff.com/slide-show/2010/jun/01/slide-show-1-money-the-risks-of-delaying-financial-decisions.htm
24.05.2010
Real estate investments made simple
http://getahead.rediff.com/slide-show/2010/may/24/slide-show-1-money-real-estate-investments-made-simple.htm
18.05.2010
How to manage your money: A step-by-step guide
http://getahead.rediff.com/slide-show/2010/may/18/slide-show-1-money-managing-your-money-a-step-by-step-guide.htm
12.05.2010
How to become a successful stock market investor
http://getahead.rediff.com/slide-show/2010/may/12/slide-show-1-money-how-to-become-a-successful-investor-in-the-stock-market.htm
12.04.2010
How to choose the best portfolio management scheme
http://getahead.rediff.com/slide-show/2010/apr/12/slide-show-1-money-how-to-choose-the-best-portfolio-management-scheme.htm
25.03.2010
Stock market and guaranteed NAVs never go together
http://getahead.rediff.com/slide-show/2010/mar/25/slide-show-1-money-stock-market-and-guarantees-never-go-together.htm
19.03.2010
Four mutual fund misconceptions demystified
http://getahead.rediff.com/slide-show/2010/mar/19/slide-show-1-money-four-mutual-fund-misconceptions-demystified.htm
Let us work on a long term association.
Expecting your reply in this regard,
Regards,
Ramalingam K. MBA, CFP,
Director,
Holistic Investment Planners Pvt Ltd,
Chennai-18, India
http://www.holisticinvestment.in
M:09282116652
August 27th, 2011 - 15:51
very well defined, very well selected topics and posts, go ahead dude !
August 27th, 2011 - 17:30
Thanks a lot Deepak!
God bless
December 9th, 2011 - 12:39
Dear Keyur,
It’s indeed a pleasure to have known you through these years.
I guess, we interacted first through Win 94.6, roughly a decade back. Since then, I have seen you grow from a student, to a columnist, then a blogger & now a professional, prolific & inspiring writer.
You are one of those people who believe in ‘walking’ the talk.
Through your actions you have proved that common man is not a ‘concept’ or a ‘theme’, but a way of life.
The ‘common man’ is usually mis-defined as a middle class citizen who struggles throughout his life, without luxuries.
But, in my opinion common man is one who…
Does enjoy luxuries once in a while, but doesn’t thrive on them.
Thinks high, but lives a simple life out of choice not by force.
Travels in a crowd, yet has his own individuality.
Is stupid at times, but practical by approach.
Knows his limits, strengths & limitations
Keep inspiring people with your views re(views) & suggestions as always.
Hoping to see you as a ‘COUNSELLOR’ / ‘PHILANTHROPIST’ soon.
Regards,
Pady
December 10th, 2011 - 12:24
Dear Pady,
You are one person who has understood the concept of the Common Man with utmost perfection. Kudos!
And thanks a lot for your kind words. Don’t know whether I deserve them. You have always been encouraging!
Well, I don’t know about Counselor or Philanthropist but I just hope I continue to do something meaningful in life.
Thanks again.
Regards,
Keyur
December 10th, 2011 - 09:59
deool paahilaa…. khupch aawdlaa.saamaanya maansat aslele dharmache bhoot aani tyache saamaajik parinaam tumhi marmikteni aani gramin khuskhushit vinodani chaan fulwle aahet.
asaach shahri waatawrnaatil marmik vinodaacha cinama phaylaa aawdel.
pudhchya kaamaasathi khup shubhechhya.
punylaa aalywar aamchyakde nakki yaa….